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Scoffing at Bernie Madoff

People seem to assume there's a pot of gold, or at least some money, waiting for them at retirement. That might not be the case, though, not with the way Social Security's being run these days.

Workers today are paying the benefits of those who are collecting their monthly checks now. But with experts saying the system could go bust by 2042, there's no guarantee those workers will enjoy the same benefits when they retire. Talk about a Ponzi scheme. Social Security's favoring those who got in early, and leaving the late-comers out to dry.

Check out Cramer's latest outrage on what Mad Money's calling Social Insecurity.

Questions for Cramer? madmoney@cnbc.com

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