Our credit reports help decide our entire financial life and, these days, they matter more than ever in getting us the best rates in a market unfriendly to lending. But they are far from flawless. One survey suggests that one in four credit reports contain efforts, which can end up costing you enormously. So what do you do if you find a mistake on your report?
John Ulzheimer breaks down your courses of action in the accompanying video. Watch to see why you should resist the urge to file a dispute on the web and why you need to “multiply your efforts times three.”