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Cramer: JPMorgan to $89

"Perhaps the banks have bottomed and are now ready to take off," Cramer said Tuesday. "When you take all the financial regulation problems and the mortgage mess of the table, these are fantastic businesses that make money every morning when they come in and turn the lights on."

Take JPMorgan Chase , for example. The New York City-based bank has a great management team and offers a 2.2 percent dividend yield, Cramer said. To Matt Horween, a highly regarded technician on Wall Street, the technicals appear as though this stock is ready to break out. Watch the video for Cramer's full explanation and call on this stock.

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    Jim Cramer is host of CNBC's "Mad Money" and co-anchor of the 9 a.m. ET hour of CNBC's "Squawk on the Street."

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