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Lightning Round OT: New York Community Bancorp, Silver Wheaton and More

New York Community Bancorp : Cramer thinks this financial institution is underrated. But banks are still in "bear mode," he said. So even though this stock sports a 6 percent dividend yield, he would pass on NYB.

Silver Wheaton : The "Mad Money" host would wait until U.S. Federal Reserve Chairman Ben Bernanke speaks later this week before buying silver or gold plays. He thinks long-term investors could own the SLV exchange-traded fund now, though.

Molycorp : Having said he recently got this stock wrong, Cramer admits he's not the one to make a call on MCP.

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    Jim Cramer is host of CNBC's "Mad Money" and co-anchor of the 9 a.m. ET hour of CNBC's "Squawk on the Street."

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