It’s getting more important to consider the size and scope of your bank’s network of A.T.M.’s if you use them frequently.
An annual analysis of checking accounts from Bankrate.com finds that the average A.T.M. surcharge — the fee charged by the machine’s operator to a non customer — rose 4 percent to a new record of $2.50.
This is the eighth consecutive year that the average surcharge has increased. And, for the first time, all of the banks surveyed by Bankrate.com for the report charge noncustomers to use their A.T.M.’s.