Even if the companies only capture a small piece of that pie – the super storm will almost certainly goose the bottom line.
But -- according to the Mad Money host, that's exactly the problem. "Everyone knows that you go to them when there are repairs to be done."
And by the day of the hurricane – it's all priced in.
To make matters all the more treacherous for retail investors – pros are now waiting in the wings – ready to pounce on investors who subscribe to this way of thinking.
They know it's priced in and "they are at the ready to sell into your buys," said Cramer.
Then there are the short-sellers – they search for stocks that are overbought – and in the near-term, Cramer says both Home Depot and Lowe's fit the overbought criteria.
That's not to say Jim Cramer is making a long-term call – he's not. He's simply saying if you're a retail investor who thinks you're going to make a quick buck from the hurricane – think again.
"I would go so far as to say that you have a better chance to win in a game of cards than you do winning in many of the storm trades."
Call Cramer: 1-800-743-CNBC
Questions for Cramer? madmoney@cnbc.com
Questions, comments, suggestions for the "Mad Money" website? madcap@cnbc.com