Millennials tend to catch a lot of flak for their lifestyle choices. The perfect example: avocado toast.

"A little while ago, you may have seen an article going around telling you the only way to be a millionaire is to cut back on avocado toast," says self-made millionaire and personal finance guru Ramit Sethi. "Now, suddenly, a million millennials in Manhattan started crying because they couldn't go out to brunch six days a week."