If you've got a less-than-stellar 401(k) retirement savings plan — one with high fees and poor investment choices — financial advisors usually recommend a few workarounds.
Focus on cheaper index funds, for example, or use target date funds that might be more diversified than the portfolio you cobble together yourself with the investment options you have.
And if that doesn't work, you might suggest to management that they look into a new 401(k) provider who charges less and has a better menu of investments.
But some employees go one step further — taking their employers to court. They allege that their retirement preparedness was compromised because of the company's poor management of their 401(k) plan.
Should you join them?