I like reading financial advice articles, but I never follow through on any of the advice. The problem is that I love spending money. My family didn't have much when I was growing up, and I was never able to get anything I wanted. I make a very nice living today, but I spend a tremendous amount of money. You only live once, and I don't see the fun in not living life to its fullest. I see the logic in personal finance articles, but I never pull the trigger. How can I do what I know I should do, and still live the life I want to live?
— Matt, San Diego