Money

The salary you need to afford rent in the 15 largest U.S. cities

New York, New York
Denise Panyik-Dale | Getty Images
New York, New York

Rental prices are on the rise — and they have reached particularly astonishing heights in major cities.

In a 2016 report, the personal-finance site SmartAsset determines just how much you need to earn to afford the rent on a two-bedroom apartment in the largest U.S. cities.

To calculate the gross income required, the site set the rent-to-income ratio at 28 percent. That percentage is based off of government standards, which define affordability by your not having to spend over 30 percent of your income on housing-related expenses.

Read on to see how much you would have to make before taxes to afford the rent in 15 of the biggest U.S. cities. We have also included the percent change of average rents from 2015 to 2016, provided by SmartAsset, to give you an idea of how much rent is increasing in each city.

The cities are listed in ascending order based on the income required to live there.

Detroit, Michigan

Average cost of renting a two-bedroom in 2016: $886 per month

Percent change from 2015: 7.7%

Income needed to pay rent: $37,971

Skyline of Detroit
Cornelia Schaible | E+ | Getty Images
Skyline of Detroit

Phoenix, Arizona

Average cost of renting a two-bedroom in 2016: $1,162 per month

Percent change from 2015: 10.4%

Income needed to pay rent: $49,800

Phoenix, Arizona skyline
photoquest7 | iStock / 360 | Getty Images
Phoenix, Arizona skyline

Riverside, California

Average cost of renting a two-bedroom in 2016: $1,239 per month

Percent change from 2015: 4.6%

Income needed to pay rent: $53,100

Riverside, California
David Liu | Getty Images
Riverside, California

Houston, Texas

Average cost of renting a two-bedroom in 2016: $1,376 per month

Percent change from 2015: 2.3%

Income needed to pay rent: $58,971

Houston, Texas.
Gavin Heller | Getty Images
Houston, Texas.

Atlanta, Georgia

Average cost of renting a two-bedroom in 2016: $1,416 per month

Percent change from 2015: 3.5%

Income needed to pay rent: $62,614

Atlanta, Georgia.
Jeremy Woodhouse | Getty Images
Atlanta, Georgia.

Dallas, Texas

Average cost of renting a two-bedroom in 2016: $1,463 per month

Percent change from 2015: 10.2%

Income needed to pay rent: $62,700


Dallas, Texas.
David Sucsy | Getty Images
Dallas, Texas.

Philadelphia, Pennsylvania

Average cost of renting a two-bedroom in 2016: $1,519 per month

Percent change from 2015: -0.5%

Income needed to pay rent: $65,100


Philadelphia skyline
Jerry Driendl | Getty Images

Chicago, Illinois

Average cost of renting a two-bedroom in 2016: $1,775 per month

Percent change from 2015: 1.7%

Income needed to pay rent: $76,071


Chicago skyline, during the holiday season
Getty Images
Chicago skyline, during the holiday season

Miami, Florida

Average cost of renting a two-bedroom in 2016: $2,107 per month

Percent change from 2015: 8.7%

Income needed to pay rent: $90,300


Seaport in Miami, Florida
Getty Images
Seaport in Miami, Florida

Seattle, Washington

Average cost of renting a two-bedroom in 2016: $2,293 per month

Percent change from 2015: 7.3%

Income needed to pay rent: $98,271


Seattle, Washington.
Michael Riffle | Getty Images
Seattle, Washington.

Washington, D.C.

Average cost of renting a two-bedroom in 2016: $2,783 per month

Percent change from 2015: 3.7%

Income needed to pay rent: $119,271


Washington, D.C.
Allen Baxter | Getty Images
Washington, D.C.

Boston, Massachusetts

Average cost of renting a two-bedroom in 2016: $2,821 per month

Percent change from 2015: -0.2%

Income needed to pay rent: $120,900


Boston waterfront
Education Images | UIG | Getty Images
Boston waterfront

Los Angeles, California

Average cost of renting a two-bedroom in 2016: $3,398 per month

Percent change from 2015: 17.1%

Income needed to pay rent: $145,629


Los-Angeles-California-Priciest-Cities-to-Rent-CNBC.jpg
CGIBackgrounds | Getty Images

New York, New York

Average cost of renting a two-bedroom in 2016: $3,692 per month

Percent change from 2015: -0.1%

Income needed to pay rent: $158,229


Soho, Manhattan
Alexander Spatari | Getty Images
Soho, Manhattan

San Francisco, California

Average cost of renting a two-bedroom in 2016: $5,043 per month

Percent change from 2015: 7.4%

Income needed to pay rent: $216,129

San Francisco, California
Compassandcamera | Getty Images
San Francisco, California