Here's how much money Americans think you need to be considered rich

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When it comes to defining wealth, Americans are split, with some describing it as a specific dollar amount and others as a state of mind.

That's according to a new survey from Charles Schwab, which asked 1,000 Americans to complete the following sentence: "To me, 'wealth' means ..."

Here are the top five sentiments among those surveyed:

Participants were also asked how much money is required to be considered "wealthy" in America. "Survey respondents say it's an average of $2.4 million," Charles Schwab reports, "or nearly 30 times the actual median net worth of U.S. households, according to the U.S. Census Bureau."

It's a complex question, and, not surprisingly, people have varying opinions on how much you have to earn to be rich.

A 2013 survey from UBS found that only 28 percent of people worth $1 million to $5 million consider themselves wealthy. Sixty percent of those worth $5 million or more said they're wealthy.

During the Occupy Wall Street movement and the discussions of income inequality that followed, "the one percent" became shorthand for wealth: To be in the one percent in America overall, "a family needs an income of $389,436," the Economic Policy Institute reports.

Of course, annual income and net worth are very different. As one couple shows, you and your partner could be making $500,000 a year and still feel like you're struggling.

What is your definition of wealth?

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