If a flood wrecks your house and belongings, and you don't have flood insurance, what can you do?
That's the billion-dollar question with Irma headed to Florida and cleanup after Harvey beginning.
Some help from the federal government will be available, and many will need it.
CoreLogic, an analytics company, estimates Harvey caused $25 billion to $37 billion in damage to homes in Texas and Louisiana. Of that, 70 percent — $18 billion to $27 billion — of the damaged property is uninsured, the company says.
Only about 12 percent of homeowners nationwide and 14 percent in the South had flood insurance in 2016, according to an Insurance Information Institute poll.