15 U.S. cities where you can afford to buy a home if you earn $60,000 or less

Although real estate is becoming increasingly unaffordable for the typical American, there are still places where its possible to become a homeowner on an average income.

CNBC Make It identified 15 cities where the qualifying income to purchase a home with a 10% or 20% down payment is an annual salary of $60,000 or less, based on data from the National Association of Realtors' Metropolitan Median Area Prices and Affordability index from the second quarter of 2019.

The data assumes a 4.1% mortgage rate for all areas and a monthly principal and interest payment limited to 25% of a resident's income.

Below, check out 15 cities where you can become a homeowner while earning $60,000 a year or less, ranked from lowest median home price to highest.

• Salary required with a 10% down payment: $35,612
• Salary required with a 20% down payment: $31,655
• Median home price: $169,000

• Salary required with a 10% down payment: $41,049
• Salary required with a 20% down payment: $36,488
• Median home price: $194,800

• Salary required with a 10% down payment: $42,103
• Salary required with a 20% down payment: $37,424
• Median home price: $199,800

• Salary required with a 10% down payment: $46,633
• Salary required with a 20% down payment: $41,452
• Median home price: $221,300

• Salary required with a 10% down payment: $50,321
• Salary required with a 20% down payment: $44,730
• Median home price: $238,800

• Salary required with a 10% down payment: $50,510
• Salary required with a 20% down payment: $44,898
• Median home price: $239,700

• Salary required with a 10% down payment: $52,554
• Salary required with a 20% down payment: $46,715
• Median home price: $249,400

• Salary required with a 10% down payment: $53,566
• Salary required with a 20% down payment: $47,614
• Median home price: $254,200

• Salary required with a 10% down payment: $53,734
• Salary required with a 20% down payment: $47,764
• Median home price: $255,000

• Salary required with a 10% down payment: $55,968
• Salary required with a 20% down payment: $49,749
• Median home price: $265,600

• Salary required with a 10% down payment: $56,074
• Salary required with a 20% down payment: $49,843
• Median home price: $266,100

• Salary required with a 10% down payment: $58,033
• Salary required with a 20% down payment: $51,585
• Median home price: $275,400

• Salary required with a 10% down payment: $58,328
• Salary required with a 20% down payment: $51,847
• Median home price: $276,800

• Salary required with a 10% down payment: $58,581
• Salary required with a 20% down payment: $52,072
• Median home price: $278,000

• Salary required with a 10% down payment: $58,602
• Salary required with a 20% down payment: $52,091
• Median home price: $278,100

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