No matter whether you're a college student looking to break into the workforce or well-established but still looking toward the next step in your career, there's one universal piece of advice that can help you be successful, writes John D. Spooner in his book "No One Ever Told Us That: Money And Life Lessons For Young Adults": Be confident in yourself and your abilities.

Spooner, a Boston Globe No. 1 best-selling author, was named one of 100 best financial advisors in America by financial-investment website Barron's.