Even though unemployment is just 3.9 percent, wages have not grown significantly over the past several years, making it hard to get ahead.

As a result, more Americans are side hustling than ever before. In fact, over 44 million Americans work more than one job. These hustlers work multiple jobs to make ends meet, to pay off debt and to earn spending money. In doing so, according to CreditLoan, 26.7 percent sacrifice exercising, 38.7 percent get less sleep and 41.9 percent sacrifice time with their loved ones.