Bernadette Joy
Contributor, CNBC Make ItBernadette Joy is the CEO of Crush Your Money Goals, a personal finance training company serving up education with a side of pizzazz. As the eighth child in her father's brood of nine and a first-gen Filipina-American, Bernadette understands those who feel like they missed the money memo and wants to help others find their financial peace. Bernadette paid off $300,000 of debt in three years, and became a millionaire in her 30s. As a money coach, she has helped thousands ditch debt, master their savings, and start investing. Bernadette loves K-pop, yoga, karaoke and spoiling her nieces and nephews. You can find her on Instagram and YouTube.