Pensions

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• AT&T Will Take a Charge of $10 Billion for Pension Costs

  

  AT&T warned that it would take a fourth-quarter charge of about $10 billion because of bigger-than-expected pension obligations. AT&T also said it was lowering its expected long-term rate of return because of continued uncertainty in the securities markets and the American economy.

• Want to Face Retirement....Literally? 

  

  CNBC's Kayla Tausche reports BofA's "Face Retirement" site shows users digitally aged photos of themselves in an effort to compel people to save more money for their "golden years." And, CNBC's David Faber takes a peek at what his retirement will "look" like.

• Is It Safe to Chase Yield in Retirement?

  

  Retirees are ditching government bonds and demanding riskier assets.

• Why the Rush to Fixed Income May Be Dangerous

  

  Investors are flocking to fixed income ETFs -- but they may be dangerous when rates rise.

• All Eyes Are on the Fed, but 'Fiscal Cliff' Looms Larger

  

  Markets expect the Fed to continue buying Treasurys, but the course for rates is more likely to be determined by the "fiscal cliff" talks.

• Forecasting Wall Street With a Finger in the Wind

  

  A weak economy, soft corporate earnings and the fiscal cliff, investment houses are warning of impending market turmoil. The outlook is gloomy for the immediate future, with glimmers of optimism for the longer term.

• Delivering Alpha to Pensions 

  

  The nation's pension funds and endowments are feeling the pressure of low interest rates on their portfolios. James Bailey, Cambridge Associates co-founder and Janet Cowell, North Carolina State Treasurer, provide perspective.

• IBM Overhauls 401k Plan 

  

  CNBC's Bob Pisani and John Carney discuss "Big Blue's" plans to contribute to its employee retirement accounts once a year, instead of twice a month.

• Where Are Pensions Putting Their Assets? 

  

  Nancy Curtin, chief investment officer at Close Brothers Asset Management, tells CNBC that both in the United States and the UK you are seeing pension funds switch out of equities into fixed income.

• Ready to Retire? What to Do Before You Tell Your Boss

  

  Start preparing for your retirement at least six months before you tell anyone at your office you are leaving.

• Do You Wish You'd Prepared Better for Retirement?

  

  Tasks to complete with your employer before your last day or work.

• Time to Be Picky About Corporate Bonds

  

  Investors looking to buy corporate bonds must temper their expectations for 2013.

• Spain Caps Pension Rise to Meet Deficit Target

  

  Spain's government, breaking a campaign pledge, said it would raise pensions by 1 to 2 percent in 2013.

• Spanish Inflation Spells Pension Headache

  

  Spanish inflation eased but remains far above the euro-zone average, which will likely raise the cost of state pensions.

• CNBC Poll: Will You Change Careers as You Age?

  

  Many over-40 workers — the Generation X and baby boomer generations — are plotting their career options as they bear down on retirement age.

• Six Tips for Boomers Looking for Work

  

  If you're a Baby Boomer, the biggest challenge in looking for work may come with reimagining your career. You don't have to completely reinvent yourself, but you may have to adapt to a new environment.

• Asia’s Pension Plans Face a Big Black Hole

  

  There is a yawning gap between what’s currently in state pension coffers in Asia and what’s needed to cover the elderly in retirement.

• ’The Single Woman's Guide to Retirement’: New Book

  

  There are now more than 25 million single women over the age of 45 in the US and approaching retirement. This author offers advice on the opportunities and challenges of single women as they approach the so-called "golden years."

• China Rethinks One-Child Policy as It Ages Rapidly

  

  China is mulling changes to its one-child policy with government advisory bodies drafting proposals in the face of a rapidly aging society.

• Mitigating Inflation Risk in Your Retirement Portfolio

  

  To help mitigate the risk that inflation can introduce to a portfolio, you need to be on the defensive. Even modest inflation can erode your retirement savings. Here's how.