Money

9 credit cards that won't charge you lots of fees

Racking up credit card debt is painful on its own, and no one wants a heap of fees making it worse. If you're not careful, those extra charges can add up quickly.

CreditCards.com's recent 2017 Credit Card Fee Survey analyzed 100 cards and found that users can incur an average of six different fees on any given card, ranging from foreign transaction fees to unsecured credit increases. The most common are also the most avoidable: late payment fees and cash advance fees.

But while some cards charge up to 12 different fees, others only task card holders with remembering one or two potential extras. Below, check out the nine cards that charge the fewest fees.

Pentagon Federal Credit Union Promise Visa

Number of fees: 1
Annual fee: None
Late payment fee: None

Spark Miles Select by Capital One

Number of fees: 2
Annual fee: None
Late payment fee: Up to $39

Spark Classic by Capital One

Number of fees: 2
Annual fee: None
Late payment fee: Up to $39

SonyCard Visa by Capital One

Number of fees: 2
Annual fee: None
Late payment fee: Up to $35

Sam's Club MasterCard

Number of fees: 2
Annual fee: None
Late payment fee: Up to $38

Journey Student Rewards by Capital One

Number of fees: 2
Annual fee: None
Late payment fee: Up to $35

Capital One Spark Cash Select for Business

Number of fees: 2
Annual fee: None
Late payment fee: Up to $39

Capital One Secured MasterCard

Number of fees: 2
Annual fee: None
Late payment fee: Up to $35