5 habits holding you back from getting rich, according to self-made millionaires and billionaires

Build more wealth by breaking these bad money habits

If you want to get rich, try taking advice from those who have already done it. There are certain wealth-building habits that successful people swear by.

And it's just as important to avoid toxic behaviors that could be holding you back from getting rich.

Do any of these bad habits sound familiar?

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Not paying yourself first

According to self-made millionaire and bestselling author David Bach, there's "one, proven, easy way to get rich," and that is to pay yourself first. What that means is simple, Bach writes in "The Automatic Millionaire": "When you earn a dollar, the first person you pay is you."

Most people don't do this. "What most people do when they earn a dollar is pay everyone else first. They pay the landlord, the credit card company, the telephone company, the government ...," Bach writes, and pay themselves only whatever is left over.

Use this trick to get rich, says self-made millionaire

Relying on a single, steady paycheck

Many people choose to get paid based on a steady salary or hourly rate, while rich people choose to get paid based on results and tend to have multiple streams of income.

"You won't get rich without multiple flows of income," says self-made millionaire Grant Cardone, who was deep in debt before reaching seven figures. "That starts with the income you currently have. Increase that income and start adding multiple flows."

Simple steps to get rich from a self-made millionaire

Not getting paid what you're worth

"The number one thing that will dictate your future earning potential and get you to $1 million the fastest is how much money you are being paid today," says self-made millionaire Grant Sabatier. "Unfortunately, you probably aren't being paid what you are worth."

The simplest way to boost your earning potential is to ask for a raise. Read up on simple negotiation strategies that will help you get paid what you deserve.

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Trying to get rich quick

"It's pretty easy to get well-to-do slowly. But ," legendary investor Warren Buffett likes to say.

The golden rule of is to think long-term. The most successful investors, like Buffett, use the buy-and-hold strategy.

"The money is made in investments by investing," the billionaire tells CNBC, "and by owning good companies for long periods of time. If they buy good companies, buy them over time, they're going to do fine 10, 20, 30 years from now."

Believing that being rich is only for a lucky few

If you think getting rich is out of your reach, you're probably not going to make millions, says self-made millionaire Steve Siebold.

"The biggest thing holding back most people from striking it big are their thoughts, beliefs and philosophies about money," he writes in his book, "How Rich People Think."

The author continues: "The rich eventually figure out that training your mind to find solutions to difficult problems is the real secret to making money. The good news is this is possible for anyone who conditions their mind to think this way, and then transforms thought into action."

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