Money

Here's how much money Americans think you need to be wealthy in 10 major US cities

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When it comes to defining wealth, there's no clear cut answer.

In fact, according to a 2017 survey from Charles Schwab, Americans are split on what rich means: Some describe wealth as a specific dollar amount and others as a state of mind.

Survey participants were also asked how much money is required to be considered "financially comfortable" and "wealthy" in their cities.

In the notoriously expensive San Francisco Bay Area, locals say you have to have a net worth of over $1 million just to be financially comfortable. To be rich, you need $4.2 million, which is "more than 50 times greater than the actual median net worth of U.S. households," Charles Schwab reports.

Read on to see what residents of other major U.S. cities think it takes to be financially comfortable there and how much it takes to be wealthy.

Charlotte, North Carolina

To be financially comfortable, you need a net worth of $540,000

To be wealthy, you need a net worth of $1.8 million

Charlotte, North Carolina
Anne Rippy | Getty Images
Charlotte, North Carolina

Denver, Colorado

To be financially comfortable, you need a net worth of $540,000

To be wealthy, you need a net worth of $2 million

Denver, Colorado
Bridget Calip | Getty Image
Denver, Colorado

Chicago, Illinois

To be financially comfortable, you need a net worth of $560,000

To be wealthy, you need a net worth of $2 million

Chicago, Illinois
George Rose | Getty Images
Chicago, Illinois

Boston, Massachusetts

To be financially comfortable, you need a net worth of $660,000

To be wealthy, you need a net worth of $2.1 million

Boston waterfront
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Boston waterfront

Dallas, Texas

To be financially comfortable, you need a net worth of $670,000

To be wealthy, you need a net worth of $2.1 million

Dallas, Texas.
David Sucsy | Getty Images
Dallas, Texas.

Seattle, Washington

To be financially comfortable, you need a net worth of $570,000

To be wealthy, you need a net worth of $2.4 million

Seattle's housing market is experiencing explosive growth as employers boost hiring.
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Seattle's housing market is experiencing explosive growth as employers boost hiring.

Los Angeles, California

To be financially comfortable, you need a net worth of $830,000

To be wealthy, you need a net worth of $2.6 million

Los Angeles
David Sucsy | Getty Images
Los Angeles

Washington, D.C.

To be financially comfortable, you need a net worth of $780,000

To be wealthy, you need a net worth of $3 million

Washington, DC
Danita Delimont | Getty Images
Washington, DC

New York, New York

To be financially comfortable, you need a net worth of $1.1 million

To be wealthy, you need a net worth of $3.2 million

New York, New York
Dave Kotinsky | Getty Images
New York, New York

San Francisco, California

To be financially comfortable, you need a net worth of $1.1 million

To be wealthy, you need a net worth of $4.2 million

Aerial view of residential area of San Francisco just outside the downtown district.
DianeBentleyRaymond | Getty Images
Aerial view of residential area of San Francisco just outside the downtown district.