With 94 million members and more than 500 U.S. locations, Costco is one of America's favorite places to shop. And while buying in bulk can save you money, the warehouse club does have a yearly membership fee of $60. Same goes for Sam's Club, which is $45 per year, and BJ's, $55 per year.
Paying for membership doesn't suit, or make sense for, everyone. "When a warehouse store isn't conveniently located or you simply don't like to purchase large quantities of household products regularly, buying a membership may not be the best bang for your buck," says consumer savings expert Andrea Woroch.
However, there are some ways to take advantage of the kinds of prices you'll get at clubs such as Costco, BJ's, or Sam's Club without paying the yearly fee. Here are a few expert-approved suggestions:
Depending on the club and where you live, you may be able to make certain purchases without paying the annual fee:
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BJ's, Sam's Club, and Costco all have partnerships with grocery delivery service Instacart. Even if you're not a warehouse club member, you can get items delivered from local clubs through Instacart. A yearlong membership, which includes free delivery, is $99. Or you can pay a per-delivery fee of $3.99 for orders of at least $35.
On Instacart, BJ's offers a carton of 24 Nellie's large free-range eggs for $7.49 (31 cents per egg) and a 40-pack of Poland Spring water for $6.99 (17 cents per bottle). Order at grocery chain ShopRite, and you'd pay $10.32 for two dozen eggs (43 cents per egg) and $5.49 for a 24-pack of the same water (about 23 cents per bottle). (Prices calculated based on a Fort Lee, New Jersey, ZIP code.)
Check the pricing policies at your favorite stores to see if they will match warehouse clubs' advertised deals. Stores like Target and Kohl's "will match Costco's prices, which means you can get their same savings without a membership," Woroch says. For example, 30 rolls of Charmin toilet paper from Costco costs $24.49, but 30 rolls from Target costs $29.99, so you should be able to bring proof and buy from Target for what you'd pay at Costco.
And if you're looking for the Costco experience, along with the prices, try having lunch in their food court, which has cultivated a kind of cult following, due, in part, to how affordable it is. A hot dog is $1.50, a chicken Caesar salad is $3.99, a whole pizza is $9.95, and a churro is $1.
"This [tip is] unofficial," McGrath says. Technically, Costco employees should ask to see your membership card upon entry, she cautions, but "if you're shopping with a Costco member, are at a Costco with an outdoor food court, or walked [in] through the exit," you could easily stop in for a quick, cheap lunch.
The article How to Get Costco Savings Without Buying the $60 Membership originally appeared on Grow by Acorns + CNBC.