According to Danae Ringelmann, the co-founder and chief development officer of crowdfunding site Indiegogo, we live in a world that loves to say "no."
"The key to thriving and to making it all happen is to turn those obstacles ... into challenges," she told CNBC in a recent interview.
Ringelmann grew up as the daughter of two entrepreneurs who struggled to grow their business and bootstrapped for 30 years. This experience made her question how money and investments work, she said.
Her curiosity led her to Wall Street, where she met many people who had great ideas but limited access to capital.