This is my favorite benefit to having a motto: There's no explanation required.
I love the fact I don't have to launch into a long diatribe about why we can't do a particular thing.
There's no, "Honey, you know we're trying to pay off debt. That's why we can't go to the movies this weekend." No back-and-forth commentary arguing small points.
It's all there in one simple phrase. #Yearofno is a complete sentence.
It's been a giant relief to not have to decide which things we can splurge on and which things we shouldn't buy.
In most instances, the answer is just "No." Unless it's a true need or a time-limited opportunity (like an educational program only available to 10-year-olds), we won't buy it.
I'm all for making important decisions on a careful basis. That said, our daily life includes too many decisions that just don't matter. It's a relief knowing the answer to most nagging questions is just a simple "No."
And it's not just for kids! When I'm at the grocery store, I keep our motto in mind as I fill my cart. If I find myself standing in an aisle, mulling over which items to purchase, it's usually a relief to realize I don't have to choose.
Deciding between flavored bags of chips is wasted effort when we really don't need any bags of chips.
Speaking of benefits, I've lost 8 pounds since I started my #yearofno diet. It's eye-opening.
I didn't realize how many bad habits I'd fallen into until we implemented #yearofno. Maybe it's tired financial advice, but I think we have far more "latte habits" in our daily lives than most of us realize.