Do you invest consistently? Generate passive income? Are you decisive?
If so, you could be on track to become a millionaire. No one can guarantee you'll reach seven-figure status, but if these routines, habits and personality traits describe you, you're doing something right.
Here are 7 signs you could be on your way to striking it rich.
As author Thomas C. Corley found in his multi-year study of self-made millionaires, the rich "do not rely on one singular source of income," he writes in "Change Your Habits, Change Your Life. "
In fact, how much you save and invest is often more important than the size of your paycheck. As personal finance expert Ramit Sethi writes in "I Will Teach You to Be Rich ": "On average, millionaires invest 20 percent of their household income each year. Their wealth isn't measured by the amount they make each year, but by how they've saved and invested over time."
"You are only as successful as those you frequently associate with," Corley says.
Steve Siebold, self-made millionaire and author of "How Rich People Think, " agrees. "Successful people generally agree that consciousness is contagious, and that exposure to people who are more successful has the potential to expand your thinking and catapult your income," he writes in his book. "We become like the people we associate with, and that's why winners are attracted to winners."
After studying over 500 millionaires, author Napoleon Hill found that they're good at making choices. As he writes in his 1937 personal finance classic, "Think and Grow Rich ": "Analysis of several hundred people who had accumulated fortunes well beyond the million dollar mark disclosed the fact that every one of them had the habit of reaching decisions promptly. "
"Those who reach decisions promptly definitely know what they want, and generally get it."
If you know exactly what you want, you're one step closer to achieving whatever it is you're aiming for.
Most self-made millionaires plan to get rich and then make it happen, Corley's research finds. An overwhelming 80 percent of the wealthy are "obsessed with pursuing goals," both daily and long-term, he writes.
They appreciate the power of learning long after college or any formal education is over, he says: "Walk into a wealthy person's home and one of the first things you'll see is an extensive library of books they've used to educate themselves on how to become more successful. The middle class reads novels, tabloids, and entertainment magazines."
If you set your expectations exceptionally high and are up for any challenge, you're on the right track. After all, "no one would ever strike it rich and live their dreams without huge expectations," Siebold writes.
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