This is the No. 1 source of financial stress in New York—and it's not debt or the cost of housing

The Gilded-Age townhouse as it appears from Central Park.

In New York state, the median price for a home is $375,000, according to real-estate website Zillow, and the median rent is $3,300. That's nearly twice the national median of $218,000 and $1,695, respectively. And in Manhattan, median home and rent prices are dramatically higher: It can cost more than $1.7 million to buy and nearly $3,500 to rent.

Still, while residents must contend with some of the most expensive real-estate prices in the country, New Yorkers say their top source of financial stress isn't housing. It's the cost of living overall.

That's according to financial site GOBankingRates, which conducted a study of more than 2,000 people from every state and Washington, D.C., "to pinpoint what's causing the worst financial fears and stress among Americans."

Respondents could choose one of the following options: "debt," "education," including things like college expenses, "everyday costs," including groceries and utilities, "family," including child care and divorce, "health care," "housing," or "taxes."

New Yorkers chose everyday costs.

How much more it costs to own vs. rent in your state

"New York is one of the most expensive states to live in," according to the study, "so it's not too surprising that everyday living costs are the No. 1 cause of financial stress here, followed by debt."

In fact, New York has the fifth highest cost of living in the country, according to a separate GOBankingRates study, falling just shy of Hawaii, Washington, D.C., California and Massachusetts.

But New Yorkers aren't alone in wrestling with everyday expenses. The No. 1 cause of financial stress in the country overall is also everyday living costs, according to the study, chosen by 32 percent of all respondents. Nearly 30 percent chose debt, followed by 13 percent who chose housing, 9 percent who chose health care, 7 percent who chose education, 6 percent who chose family and only 4 percent who chose taxes.

Of course, housing prices and the cost of living can . But no matter where you fall on the map, and employing can help you save in the long run. Here are .

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