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Personal Finance

Here are 5 of the best online prenup services

Compare top prenup platforms for affordability, flat fees, collaboration and expert guidance.

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When you're planning a wedding, your to-do list is probably filled with venue tours, menu tastings and registry appointments. But there's another important task you may want to add: getting a prenup.

A prenuptial agreement can help couples decide in advance how their assets, debts and other financial matters will be handled if they divorce. While it may not be the most romantic part of wedding planning, having these conversations before you say "I do" can help you both enter the marriage with greater financial clarity.

If you're considering a prenup, here are some of the best online prenup platforms to consider. Read about our methodology below.

Best online prenup services

Best for couples who aren't sure where to start: Neptune

Who's this for? Neptune helps you and your partner figure out where you stand in terms of how you want to treat your assets and liabilities during marriage. Couples interact with an AI chatbot to help them define some major areas of interest for their prenup. Then, they can choose attorneys to draft and review their document.

Standout benefits: Neptune "bundles" two attorneys into their service for one flat fee. You can also elect an "a la carte" pricing option where you can pay a fee for only attorney drafting or only attorney document review.

Neptune

  • Cost

    $5,000 flat rate bundle; a la carte options available

  • Services offered

    AI chatbot, attorney selection, prenup drafting, attorney review, coordinating notarization, free attorney consultations

  • Add-ons

    Not an add-on per se, but users can choose a la carte services for attorney drafting and attorney review of the prenup, but going with the flat rate bundle offer is more affordable

Pros

  • Free consultations available
  • AI chatbot to help you figure our what you want in your prenup
  • Coordinates notarization for you
  • Bundle includes two attorneys

Cons

  • Flat rate cost is on the higher end compared to other platforms

Best for a flat-fee prenup: HelloPrenup

Who's this for? HelloPrenup charges a relatively low flat fee of $599 per couple. Prenup services can be wind up costing thousands so their flat fee is comparatively more affordable. The fee includes a guided questionnaire, unlimited edits and a state-specific prenup drafted for you. You can add signing and notarization for an extra $50. If you want to add attorneys for each of you, you would need to upgrade to the $2,197 package.

Standout benefits: According to HelloPrenup's website, the turnaround time for a prenup with their service is just 1 to 2 hours.

Hello Prenup

  • Cost

    $599 flat fee per couple (add-ons available for an added cost)

  • Services offered

    Prenup without attorney representation

  • Add-ons

    Notarization, attorney Q&A, prenup with representation

Pros

  • Relatively affordable fixed fee
  • Quick turnaround (1–2 hours)
  • Free consultations available

Cons

  • Notarization is not included in the fee, but it is an add-on

Best for affordable access to a lawyer: LegalShield

Who's this for? LegalShield offers legal services for prenup drafting, among other legal domains, so it doesn't exclusively focus on prenups. It offers monthly subscription pricing to get access to its services. The most basic tier costs just $39.95 per month and the most premium tier is only $59.95 per month.

Standout benefits: Each of the three pricing tiers includes online notarization. The most basic tier only gets you one notarization per year, the advanced tier gives you five per year and the highest cost tier gets you unlimited online notarization.

LegalShield

  • Cost

    $39.95/month for Basic plan; $49.95/month for Advanced plan; $59.95/month for Premium plan

  • Services offered

    Family law, consume rights, estate planning, real estate, employee rights, traffic and accidents, business law and more

  • Add-ons

    Each tier gives you a different level of access to notarization services, number of personal legal issues, family legal support, discounts and more

Pros

  • Offers monthly pricing model
  • Offers discounts on additional services
  • Notarization included in each package
  • Assists with a wide array of legal needs
  • Offers an app

Cons

  • Not all pre-existing legal situations are covered

Best for collaborating with your partner: Clause

Who's this for? Clause lets you and your partner answer questions together related to liabilities, assets, goals, property, businesses and more. It even lets you think through topics like digital assets, reproduction and pets. Uniquely, Clause provides you with a "Strength Score" that grades your prenup agreement against five key areas while you build your prenup.

Standout benefits: Clause's website boasts a completion time of just 15 to 25 minutes. The platform also offers a Custom Clause Generator that lets you describe a provision you want and translates it into the right legal language for you.

Clause

  • Cost

    $549 flat fee for basic package; $699 flat fee for full protection

  • Services offered

    Agreement builder, financial disclosure tools, state-specific document

  • Add-ons

    Attorney review, custom clause generator, online notarization

Pros

  • Flat fee model
  • Relatively affordable flat fee
  • Quick same-day turnaround
  • Offers a custom clause generator so you can find the right legalese for provisions you want
  • Built-in partner review

Cons

  • Only higher tier plan includes notarization, otherwise you would need to pay extra for it as an add-on

Best for trying a legal service before you commit: Rocket Lawyer

Who's this for? Rocket Lawyer offers a 7-day free trial to help you get your prenup started. After, you'll pay a monthly subscription fee, but the free trial at least gives you a taste of how to navigate the platform before you decide if you want to pay for it.

Standout benefits: Rocket Lawyer doesn't exclusively offer prenup services; it can help across a variety of other legal needs so you don't have to end your subscription after you complete your prenup.

Rocket Lawyer

  • Cost

    $39.99 per month for Rocket Legal subscription, $19.99 per month for Rocket Legal+ subscription. Free seven-day trial.

  • Estate planning options

    Wills, living trust, power of attorney, power of attorney for a child

  • Access to legal assistance

    Included in subscription cost

  • Availability

    Rocket Lawyer is authorized to draft wills in all 50 U.S. states and Washington, D.C.

  • Standout features

    Rocket Lawyer has options for dozens of legal situations, including wills and estate planning documents. Attorney assistance and access to documents are available by subscription.

Pros

  • Affordable attorney access for questions
  • Simple fill-in-the-blank format
  • Free trial period

Cons

  • Monthly subscription required for updates
  • No free option

FAQs

A prenuptial agreement (or prenup) is a legal contract that couples sign before getting married. It outlines how assets, debts, inheritances and, in some cases, spousal support will be handled if the marriage ends in divorce. If you don't have a prenup, your assets and debts will generally be handled according to your state's default laws.

A prenup can be a good idea in many instances, especially if you own property or businesses, have other high-value items or just don't want to default to your state's marital property and divorce laws.

Prenups generally can't determine child custody or child support because courts decide those issues based on the child's best interests at the time of a divorce.

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At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed financial decisions. Every personal finance article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of personal finance products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

Our methodology

To determine the best online prenup platforms, CNBC Select considered the following factors:

  • Price: The platforms on our list charge either a flat fee or have a subscription pricing model.
  • Features: We considered features that genuinely help make the prenup drafting process easier.
  • Notarization: The products on our list all have packages that either include notarization in the pricing or offer notarization as a low-cost add-on.
  • Free trial: We noted when free trials were offered.

We also considered CNBC Select audience data when available, such as general demographics and engagement with our content and tools.

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Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
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