The offer mentioned below for the Prime Visa is no longer available.
A valuable welcome bonus is the best way to quickly earn rewards, but there's a catch — the biggest bonuses often have the largest spending requirements.
If you're looking to earn a chunk of cash without the hassle of remembering to spend a certain amount before the bonus deadline, you're in luck. The Prime Visa (see rates and fees) is currently offering a $250 Amazon gift card, which you earn instantly upon approval. This is $100 higher than the typical offer.
It doesn't get any easier to earn than that, but this deal is ending soon. This is your last chance to take advantage before the welcome bonus offer ends on Jan. 8, 2026, at 6 p.m.
$250 Amazon gift card bonus ending soon
If you're already an Amazon Prime member, the Prime Visa and its generous limited-time bonus are a perfect fit.
Once you're approved for the card, not only are you getting instant access to $250 in Amazon funds, but you're also earning cash back (and lots of it), including:
- 10% cash back or more on a rotating selection of items and categories on Amazon.com through limited-time Prime Card bonus offers
- 6% cash back when you choose Amazon Day Delivery on eligible purchases
- 5% cash back at Amazon.com, Amazon Fresh and Whole Foods Market
- 5% cash back at Chase Travel℠
- 2% cash back at gas stations
- 2% cash back at restaurants
- 2% cash back on local transit and commuting, including rideshares
- 1% cash back on all other purchases
You also won't pay any foreign transaction fees, and eligible transactions qualify for automatic extended warranty protection and purchase protection. The Prime Visa even includes travel insurance, such as travel accident insurance, lost luggage reimbursement, baggage delay insurance and rental car coverage.
What to do if you don't have Amazon Prime
The Prime Visa is technically a no-annual-fee card. The catch is, you'll need a Prime membership, which typically costs $14.99 per month or $139 per year.
If that's not worth it for you, you may qualify for the Amazon Visa and its $150 Amazon gift card bonus upon approval. It earns a solid 3% cash back at Amazon.com, Amazon Fresh, Whole Foods and Chase Travel℠, which isn't bad for a card with no annual fee and no Prime membership requirement.
The Amazon Visa is a good option if you want to maximize your return on Amazon purchases without committing to an expensive Prime membership.
- Doesn't require an Amazon Prime membership
- No annual fee
- No intro APR offer
Alternatively, if you prefer to shop around for the best deal or don't want to bother strategizing bonus categories, you'll appreciate a flat-rate rewards credit card. You may miss out on higher rewards on gas, groceries or another specific category, but you can make up for it everywhere else.
Cards like the Citi Double Cash® Card (see rates and fees) and Chase Freedom Unlimited® (see rates and fees) are strong options to consider, as they provide an above-average return on every purchase.
The Citi Double Cash earns at least 2% cash back on all purchases (1% when you buy and 1% when you pay). It also gives you access to all of Citi's travel transfer partners (though at lower transfer ratios), since it earns cash back as ThankYou® Points.
The Chase Freedom Unlimited offers the best of both worlds, earning at least 1.5% cash back on every purchase alongside several bonus categories, such as drugstores and dining. Plus, you can earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
The Chase Freedom Unlimited® is a no-annual-fee card that earns generous cash-back on everyday purchases and a lucrative welcome bonus. Plus, if you pair it with a premium Chase credit card that allows point transfers, you can convert your cash back into flexible travel rewards.
- Users get a high rewards rate and strong welcome bonus
- Purchases and balance transfers receive an intro APR
- No annual fee
- Has a foreign transaction fee
- Few rewarding ongoing benefits
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
Balance transfer fee
Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, in the first 60 days. After that, either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
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