Everybody, get your confetti ready; the Chase Sapphire Reserve® (see rates and fees) is turning 10 years old.
The Sapphire Reserve has been one of the top premium travel cards since it was released in 2016, and as part of its 10th anniversary celebrations, the card is adding new travel credits, increased DoorDash perks and the opportunity to win up to 5.5 million Chase Ultimate Rewards points. The other nine finalists will earn 500,000 points each, meaning Chase is giving away a total of 10 million Ultimate Rewards points.
These perks are only available to those who had the card as of Sept. 16, 2026, but if you sign up now, you’ll be able to access future celebrations or benefits like this.
If you’re a long-time Sapphire Reserve cardholder, or someone new looking to sign up, we cover the latest additions and how you can enter the contest.
The Chase Sapphire Reserve® is a standout premium credit card with luxury perks including, hotel credits, complimentary hotel elite status, travel credits, dining credits, rideshare and delivery benefits and much more.
- Access Priority Pass lounges, including unlimited access to Chase Sapphire Lounge® by The Club locations.
- Up to $300 in annual travel credit each account anniversary year
- You can transfer rewards to all of Chase's travel partners including World of Hyatt, Southwest Rapid Rewards and many more
- Top-tier travel and shopping protections
- High annual fee
- Requires a high credit score
- Complicated list of benefits
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get $3,000 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase TravelSM, including The EditSM and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $288 annually.
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
New Chase Sapphire Reserve travel offers
As part of the card’s 10th anniversary, Chase is rolling out several one-time-use travel credits tied to specific brands.
To qualify for the credits, activate any of the following offers via Chase Offers and complete payment directly with the partner by Oct. 16, 2026:
- $125 back when you spend $500 or more on an eligible stay at IHG® Hotels & Resorts in the U.S.
Chase has a separate pool of credits that follow the same rules, but with end dates of Dec. 14, 2026:
- $250 back when you spend $1,000 on a stay at Miraval and Alila properties that participate in World of Hyatt (U.S. only)
- $200 back when you spend $200 on a semi-private flight with JSX
- $125 back when you spend $500 on a premium car rental with SIXT (for eligible cardmembers as of Aug. 25, 2026)
- $350 back when you spend $1,500 on a vacation home via Wander
Some of these credits have higher spending requirements and may be harder for the everyday or budget-savvy cardholder to utilize — namely the semi-private flight credit or vacation home credit. But if you were planning on making similar purchases soon, these credits could help you save.
Updated Sapphire Reserve DoorDash credits
The Sapphire Reserve is also updating its existing DoorDash benefits. Beginning Oct.1, the card is increasing its $5 monthly restaurant credit to $15 per month on all eligible DoorDash orders (available through Dec. 31, 2027). This is in addition to the card’s two $10 promos each month toward groceries, daily essentials and more and complimentary DashPass membership (both available through Dec. 31, 2027).
Between these three credits, you can now earn up to $35 in DoorDash credits per month.
Sapphire Reserve trip-of-a-lifetime contest
Now for the juicy part: If you’ve held the card since Sept.16, 2026, or earlier, you have the opportunity to earn up to 5.5 million Chase Ultimate Rewards points.
To enter this giveaway, Sapphire Reserve cardholders must create a fun video (up to 90 seconds) telling Chase about your favorite travel experience of the past 10 years. You must post the video to your public Instagram or TikTok account and tag @ChaseSapphire and use the hashtags #10RewardingYearsWithSapphireReserve and #Contest. You also must follow @ChaseSapphire on either Instagram and/or TikTok. Make sure you fill out the form on Chase’s site as the last step to enter.
The entry period for this contest runs from Sept. 16 through Nov. 6, so make sure you submit your entry during this period. 10 finalists will be chosen, each receiving 500,000 Chase Ultimate Reward points, an approximate retail value of $5,000. Finalists will also receive a $1,500 check to help with any additional taxes.
One grand prize winner will be given an additional 5 million Chase Ultimate Rewards points, for a total of 5.5 million points — an approximate retail value of $55,000. A Chase Travel Designer will help the winner use said points to book the trip submitted in their winning video. Similar to the runner-ups, the grand winner will also receive a $15,000 check to help with taxes.
Final thoughts
Chase continues to find ways to keep Sapphire Reserve cardholders interested in its card. While these benefits are only available to current cardholders, if you’re interested in signing up, you’ll still get the full suite of Reserve perks, like the blanket $300 travel credit and access to Chase Sapphire Lounges by The Club.
Plus, applying for the card means you’ll likely be eligible the next time Chase runs a limited-time promotion.
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