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Credit Cards

Delta card welcome offers: Earn up to 75,000 bonus miles

In addition to the bonus miles, these cards are loaded with useful benefits for Delta travelers.

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Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

If you're a frequent Delta flyer and are looking to boost your SkyMiles balance, you're in luck. Six consumer and business co-branded Delta American Express cards are offering welcome bonus offers:

Points and miles experts generally value Delta SkyMiles at 1.3 cents each meaning these bonuses are worth about $520 to $975 towards Delta flights. Plus, all of the cards come with a 15% when booking Award Travel on Delta flights so these bonuses are actually slightly more valuable. (Discount not applicable to partner-operated flights or to taxes and fees.)

American Express only allows you to earn the welcome bonus for a specific credit card once per lifetime and each of these cards is considered a different product, so if you've earned a bonus with one card, you can still earn the other offers.

Below, CNBC Select shares the details of each card's bonus offer and how to qualify.

New Delta card welcome bonuses

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

On the American Express secure site
  • Rewards

    Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S., and 1X Mile per dollar on all other eligible purchases

  • Welcome bonus

    Earn 40,000 Bonus Miles after you spend $2,000 in purchases on your new Card in your first 6 months of Card Membership.

  • Annual fee

    $0 introductory annual fee for the first year, then $150

  • Intro APR

    None

  • Regular APR

    20.99% - 29.99% variable

  • Balance transfer fee

    N/A

  • Foreign transaction fees

    None

  • Credit needed

    Excellent/Good

See rates and fees, terms apply.

The Delta SkyMiles® Gold American Express Card is great for anyone who flies with Delta occasionally. It has a $150 annual fee, but a $0 introductory annual fee for your first year (see rates and fees). With this card, you will get the first checked bag free for you and up to eight companions, which alone can make the annual fee worth it. Other perks include a $200 Delta Flight Credit: After you spend $10,000 in purchases in a year, you can receive a $200 Delta Flight Credit to use toward future travel, 20% back on in-flight purchases when use your card and more.

Delta SkyMiles Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

On the American Express secure site
  • Rewards

    Earn 3X miles on Delta purchases and purchases made directly with hotels; 2X miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets; 1X mile on all other eligible purchases

  • Welcome bonus

    Earn 50,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months of Card Membership.

  • Annual fee

    $350

  • Intro APR

    None

  • Regular APR

    20.99% - 29.99% variable

  • Balance transfer fee

    N/A

  • Foreign transaction fees

    None

  • Credit needed

    Excellent/Good

See rates and fees, terms apply.

The Delta SkyMiles® Platinum American Express Card is a mid-tier card with expanded benefits. It has a slightly higher $350 annual fee (see rates and fees), but the card's annual companion certificate can make it worth paying. This gets you a complimentary round-trip ticket for a traveling companion on Delta, less taxes and fees. Cardholders also enjoy a free checked bag, priority boarding and a TSA PreCheck or Global Entry application fee credit.

For those interested in earning Delta Medallion elite status the Delta SkyMiles Platinum American Express Card can help you get there more quickly. Cardholders receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

On the American Express secure site
  • Rewards

    Earn 3X Miles on Delta purchases and 1X Mile on all other eligible purchases.

  • Welcome bonus

    Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership.

  • Annual fee

    $650

  • Intro APR

    N/A

  • Regular APR

    20.99% - 29.99% variable

  • Balance transfer fee

    N/A

  • Foreign transaction fees

    None

  • Credit needed

    Excellent/Good

See rates and fees, terms apply.

The Delta SkyMiles® Reserve American Express Card is loaded with luxury benefits. Cardholders receive access to *Delta Sky Club airport lounges and to Amex Centurion locations, which are some of the nicest airport clubs in the U.S. The Delta SkyMiles Reserve American Express Card's MQD Headstart makes Delta Medallion elite status easier to earn — cardholders receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year. The card also comes with free checked bags, an annual companion certificate, a TSA PreCheck or Global Entry application fee credit and more. This card has a $650 annual fee (see rates and fees).

*Reserve Card Members will receive four Delta Sky Club One-Time Guest Passes each year. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card

On the American Express secure site
  • Rewards

    Earn 2X miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants, 2X miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year. Earn 1X mile on every eligible dollar spent on other purchases.

  • Welcome bonus

    Earn 55,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership

  • Annual fee

    $0 introductory annual fee for the first year, then $150

  • Intro APR

    None

  • Regular APR

    20.99% - 29.99% variable

  • Balance transfer fee

    N/A

  • Foreign transaction fees

    None

  • Credit needed

    Excellent/Good

See rates and fees, terms apply.

The Delta SkyMiles® Gold Business American Express Card comes with similar benefits to the personal Delta Gold card but is designed for small businesses. The card has a manageable $150 annual fee, but it has a $0 introductory annual fee for your first year (see rates and fees). Cardholders get their first checked bag free + Main Cabin 1 Priority Boarding, a $200 Delta flight credit to use toward future travel after you spend $10,000 in purchases in a year, 20% back on in-flight purchases and more.

Delta SkyMiles Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

On the American Express secure site
  • Rewards

    Earn 3X miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply. 1X mile on every eligible dollar spent on other purchases.

  • Welcome bonus

    Earn 65,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.

  • Annual fee

    $350

  • Intro APR

    None

  • Regular APR

    20.99% - 29.99% Variable

  • Balance transfer fee

    N/A

  • Foreign transaction fees

    None

  • Credit needed

    Excellent/Good

See rates and fees, terms apply.

The Delta SkyMiles® Platinum Business American Express Card mirrors many of the benefits available with the personal Delta Platinum card. Cardholders get perks such as priority boarding, free checked bags and an annual companion certificate. There's also an opportunity to receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner. Plus, it provides an opportunity to earn Delta status with $2,500 Medallion Qualification Dollars (MQD) received each Medallion Qualification Year with MQD Headstart and an MQD Boost of $1 MQD for each $20 of purchases made with your card. This card has no foreign transaction fees and a $350 annual fee (see rates and fees).

Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card

On the American Express secure site
  • Rewards

    Earn 3 miles per dollar on eligible Delta purchases

  • Welcome bonus

    Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership. 

  • Annual fee

    $650

  • Intro APR

    None

  • Regular APR

    20.99% - 29.99% variable

  • Balance transfer fee

    N/A

  • Foreign transaction fees

    None

  • Credit needed

    Excellent/Good

See rates and fees, terms apply.

The Delta SkyMiles Reserve Business American Express Card is a good choice for freelancers, small business owners or anyone with a side hustle who values luxury perks and Delta Medallion elite status.

With the card, you receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card. You'll also get Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. All of that is in addition to free checked bags, priority boarding, and a Global Entry or TSA PreCheck application fee credit. The Delta SkyMiles Reserve Business American Express Card has no foreign transaction fees and a $650 annual fee (see rates and fees).

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How to qualify for an Amex Delta card intro bonus

To qualify for a Delta SkyMiles American Express card, you'll likely need a good credit score, which would be FICO® score of 670 or higher. However, your credit score isn't the only thing that matters. Your income, employment status and history with American Express can also be taken into consideration.

American Express also limits you to earning a welcome bonus to once per lifetime per card product. So if you've had the Delta SkyMiles® Gold American Express Card in the past, for example, you won't be eligible for the welcome bonus again. However, each Delta card is a different product, so having one card won't automatically exclude you from earning an intro bonus on a different Delta card.

Before you apply, you'll also want to be sure you can responsibly meet the card's bonus requirements. It's best to avoid a situation where you need to spend more than you otherwise would have just to earn the bonus miles. And as you spend with your card, pay off the balance each month. Otherwise, the interest you pay can easily wipe out any value you receive from your card's perks.

Qualifying for a Delta business card

You don't need a massive corporation to qualify for a Delta business credit card. If you have a side hustle selling on Etsy or eBay or a freelance gig, you may be eligible. And if you're in the early stages of starting a business, you may be eligible for a card with little or no business income.

Before you apply for a business credit card, gather all the information you need, including your business address, income and Employer Identification Number (EIN). If you don't have an EIN, you can apply for one for free online. And if you're a sole proprietor, you can use your Social Security Number as your business tax ID.

Bottom line

The Delta American Express credit cards have welcome bonus offers worth up to 75,000 bonus miles. Six different business and personal Delta cards have offers right now, so there's likely to be a card that fits your needs. Just be sure that you're eligible for the bonus and can comfortably meet the card's minimum spending requirements before applying.

Catch up on CNBC Select's in-depth coverage of credit cardsbanking and money, and follow us on TikTokFacebookInstagram and Twitter to stay up to date.

For rates and fees of the Delta SkyMiles® Gold American Express Card, click here.

For rates and fees of the Delta SkyMiles® Platinum American Express Card, click here.

For rates and fees of the Delta SkyMiles® Reserve American Express Card, click here.

For rates and fees of the Delta SkyMiles® Gold Business American Express Card, click here.

For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, click here.

For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, click here.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
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