Hi Jim: I just wanted to take a moment to thank you for all of the hard work you do. I feel more educated than I ever had when it comes to stocks and investing thanks exclusively to you. I've re-structured my retirement accounts to allow me to use 20% of the total to invest at this time. I know you've preached about your 4 (now 3) horsemen, and they've had a great run, so I was wondering if it is too late for me to buy some of these stocks for my portfolio? Finally, in June my wife and I had our first child, a little boy…there is something about you that would calm the baby down almost instantly. He will sit on my lap and contentedly watch the whole show with me before bedtime. He is now 5 months old...a little too young to trick or treat, but not too young to be dressed up. So yes, a little gray hair and a little scotch tape later we have "Mini Cramer" (aka Charlie). --John

Hi Jim: I just wanted to take a moment to thank you for all of the hard work you do. I feel more educated than I ever had when it comes to stocks and investing thanks exclusively to you. I've re-structured my retirement accounts to allow me to use 20% of the total to invest at this time. I know you've preached about your 4 (now 3) horsemen, and they've had a great run, so I was wondering if it is too late for me to buy some of these stocks for my portfolio? Finally, in June my wife and I had our first child, a little boy…there is something about you that would calm the baby down almost instantly. He will sit on my lap and contentedly watch the whole show with me before bedtime. He is now 5 months old...a little too young to trick or treat, but not too young to be dressed up. So yes, a little gray hair and a little scotch tape later we have "Mini Cramer" (aka Charlie). --John