Despite an improving economy, more Americans ages 18-35 are living at home with their parents and the wealth gap between them and older generations continues to widen.

USA Today, Slate, and even this Power Lunch homepage have focused on this trend in recent days. Goldman Sachs just wrapped up an extensive study on millennials and their spending and work habits.

But why do YOU think this is happening? Is it student loan debt? Rising rents? Parents who just don't know how to push the birdies out of the nest?

Let the debate begin in the comments section below! And we'll pull out the best points and counterpoints and feature them as the day moves on.