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As Social Security ages, will Gen Y have to fund for itself?

With the Social Security program turning 80 today—and facing an ever more uncertain future—CNBC senior personal finance correspondent Sharon Epperson discusses possible contingency retirement strategies for millennial investors with three certified financial planners: Tim Maurer, director of personal finance at The BAM Alliance; Amanda Lott, a wealth advisor with Regent Atlantic Capital; and Douglas Boneparth, the CFP board ambassador for New York.

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