You work hard, you want to retire well.That's assuming you ever get to retire. Or want to.
The government says nearly 7 million Americans at least 65 years old are still working full time. That's 16 percent of everyone in that age group. The ratio is higher for men, where 1 in 5 is still on the job. Of course, 65 is the new 50.
However, when you finally decide to slow down and enjoy life, you want a place you can afford, one with outdoor wonders to stimulate the body and cultural events to stimulate the senses. You want low crime, excellent health care, nice weather and businesses that cater to older Americans.
Like Rapid City, South Dakota.
Before you spit out your 401(k)-funded latte over that suggestion, listen to the reasons Livability.com believes Rapid City and nine other towns are America's best places to retire in.
#10 - SCOTTSDALE, ARIZONA
More than 20 golf courses. Year-round sunshine. Resort spas. One of America's oldest and best food festivals. Lots of other people your age. In Scottsdale, "There are spas to relax in, golf courses to play, mountains to hike and nightclubs to dance until the morninglight," said Livability. Housing's not cheap — Zillow estimates the median home price is over $400,000 — but "Arizona doesn't tax Social Security checks."
#9 - RAPID CITY, SOUTH DAKOTA
If you like to experience all four seasons, you can certainly do that in Rapid City and enjoy affordable health care, clean air, NO STATE INCOME TAXES, performing arts venues and local sports teams straight out of a Norman Rockwell painting. "Rapid City, S.D., offers a rugged retirement destination to those looking for new adventures, affordable housing and a sense of seclusion," writes Livability. City data reports the median home price is $157,000, and you get to retire with four of the greatest Americans who ever lived. Visit them whenever you want ... at Mount Rushmore.