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Top 5 places with the best and worst credit

Rich Poor

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Sun Belt highs, Rust Belt lows

Personal finance website WalletHub.com evaluated average credit scores for residents within 2,570 U.S. towns and cities — and created a list of the municipalities with the best and worst collective credit. CNBC.com presents the top five and bottom five finishers in the following slides.

According to credit reporting agency Experian, the average U.S. credit score is 687. A cursory, general glance at the findings seems to show that populations with the best credit tend to be in Sun Belt meccas — where mostly retirees reside — while those with the worst credit appear to be Rust Belt towns in the East, with larger-than-average minority populations.

Scroll through to discover where America's most financially responsible consumers are living.

— By CNBC's Kenneth Kiesnoski
Posted 22 January 2016

Hill Street Studios | Getty Images