"Clients felt they couldn't afford to make the changes they wanted to make," Haubrich said. "And I realized there was a need for the financial advisor to be part of the process. My niche is in working collaboratively with the career counselors."
He has since developed the notion of treating one's career as an asset and has even authored a book on the subject: "Career Asset Management: Getting Ahead, Staying Ahead and Using Your Head to Maximize Your Career Value."
Haubrich encourages appropriate clients to set up accounts such as a "career assets working capital" fund to hedge against varied compensation and job changes, or a "career development sabbatical" fund, to enable a client to get the training or education needed to change careers.
He also constantly checks in with clients on the status of what he calls "career sustainability habits" — lifelong learning, benchmarking and networking.
"Nobody else is doing what I'm doing," he said.
— By Deborah Nason, special to CNBC.com