The truth about money in the U.S. is that unless you are born with a silver spoon in your mouth, there aren't many ways to become really wealthy. That is why Jim Cramer is so passionate about helping investors plan for a viable financial strategy.
"Thanks to the magic of compounding, the earlier in your life you start investing in the market, the bigger your long-term gains can be," the "Mad Money" host said.
Cramer is confident that even if an investor doesn't have a high-paying job, as long as they save a decent chunk of their paycheck and invest it wisely each year, they can grow their wealth and become at least financially independent.
When Cramer researched the S&P 500 going all the way back to 1928, before the Great Depression, the average annual return through the end of 2014 was about 10 percent, including dividends.
"Show me an asset class with a better average return. You can't do it! Stocks aren't just the best game in town, they are really the only game in town if your goal is to grow your wealth," Cramer said.