Your auto insurance covers you in a car accident. Feeling sick? Hopefully your medical insurance can cover the cost for a checkup. But what about if Taylor Swift breaks up with her new boyfriend; are you in good hands?
Well, thanks to Taobao, China's biggest online marketplace, "Swifties" can now purchase "breakup insurance."
Swift's latest unconfirmed relationship with actor Tom Hiddleston has the Taobao marketplace buzzing.
Sellers of the Hiddleswift plan promise to pay out double a buyer's purchase price if the couple breaks up. According to China's state-run media Xinhua News Agency, people started using Taobao to bet on Taylor Swift's relationships this week. Each bet costs 1 yuan.
Here's a quick recap of her past romantic endeavors, according to Wikia.
Joe Jonas: July 2008–October 2008
Taylor Lautner: August 2009–November 2009
John Mayer: November 2009–February 2010
Jake Gyllenhaal: October 2010–December 2010
Conor Kennedy: July 2012–October 2012
Harry Styles: December 2012–January 2013
Calvin Harris: March 2015–June 2016
Although unconfirmed, fans are betting that Hiddleston is up next and that it won't last longer than a year.
If we remove the outlier, Calvin Harris, from the equation, Swift's previous relationships dating back to 2008 average roughly two and a half months in length. Also, it doesn't help that the singer-songwriter is notorious for using her ex-boyfriends as musical inspiration.
Tweet: "Taylor Swift hugging her new album"
According to the marketplace, the odds are not in her favor. But hey, everyone deserves to find love, and perhaps with "Hiddleswift" things will be different. Buyers of Taobao's breakup insurance certainly don't think so.