A daily morning look at the financial stories you need to know to start the day

STOCKS/ECONOMY

-Futures are a bit down this morning after yesterday's modest rally. Concerns about oil going lower are dragging stocks down in the pre-market. Among the big earnings reports out today are Goldman Sachs and Johnson and Johnson.

-The yield on the 10-year note has halted its recent gains and is now at 1.54%.

-More Fed officials believe they can raise rates again this year.

OIL/ENERGY

-Crude prices are mostly flat and just at the $45/barrel level.

-Gasoline prices held at $2.20/gallon, national average.

ELECTION

-Parts of Melania Trump's speech at the GOP convention last night appear to be plagiarized from the speech written for Michelle Obama at the Democratic convention in 2008.

-Earlier, former NYC Mayor Rudy Giuliani brought the house down speaking about how Donald Trump will make America safe again.

-A federal judge says he will rule soon on whether Hillary Clinton has to submit to a deposition in a civil case stemming from her email scandal.

GAMING MANIA

-Nintendo's shares are up a shocking 120% since Pokemon Go! Was released on July 6th.

YAHOO MESS

-Summing up Yahoo CEO Marissa Mayer's statements yesterday, Recode says Mayer offered up plenty of details about earnings that no one cares about and no details about the sale of Yahoo assets that everyone cares about.

TERROR/DEFENSE

-An ISIS flag has been found in the home of a 17-year-old Afghan refugee who attacked people on a German passenger train yesterday before being shot dead by police. ISIS is claiming responsibility.

-Boeing's KC-49 air tanker passed a key test by successfully refueling an A-10 combat aircraft Friday. Large scale production of the tanker is now closer to reality.

GIG ECONOMY

-Airbnb has agreed to collect hotel taxes in Los Angeles.

HAMPTONS BUST

-High end home prices and sales are falling in the Hamptons.