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10 expensively insured body parts

Hayleigh Curtis, a chocolate scientist in the Cadbury Innovation team, has had her taste buds insured to the tune of £1million
Cadbury

A chocolate tester for the U.K. confectioner Cadbury has had her taste buds insured for £1 million ($1.33 million).

Hayleigh Curtis, a "chocolate scientist" in the Cadbury Innovation team, has had her taste buds insured with specialist insurers Lloyd's of London. Curtis's taste buds are incredibly important to her job in order to create new chocolate innovations and maintain the quality of Cadbury's products.

"Taste buds are as important to Cadbury as legs are to a top footballer and it seems like Hayleigh has been doing a great job creating new flavors with the team," Jonathan Thomas from Lloyd's of London said in a press release. "We've insured some interesting assets over the years, and this certainly adds to the mix."

Curtis is not alone in having a piece of her body insured. Here are nine more expensive insurance policies taken out against body parts.

1. Heidi Klum's legs - $2 million
Model Heidi Klum promotes her new range of lingerie
Dimitrios Kambouris | Getty Images

In 2011, the supermodel and Project Runway host confirmed her legs were insured for $2 million.

Klum told the host of Extra, Maria Menounos, during an interview that her left is not worth as much as her right leg due to a scar caused by falling on a glass.

2. America Ferrera's smile - $10million
America Ferrera poses for a portrait at the 2016 Summer TCAs Getty Images Portrait Studio
Maarten de Boer | Getty Images

Lloyd's of London insured the "Ugly Betty" actress's teeth in 2007. The insurance product was paid for by Aquafresh as part of an ad campaign starring Ferrera.

"It's very flattering to have my smile insured. It's not something that I ever imagined happening," Ferrera said on the insurer's website.

3. Keith Richard's hands - $1.6 million
Keith Richards attending a private view of 'The Rolling Stones: Exhibitionism'
David M. Benett | Dave Benett | Getty Images

The Rolling Stones guitarist's hands are insured by Lloyd's of London for $1.6 million, the insurer said on its website. This makes sense as without his hands he'd have been unable to perform with the English rock band. Richards has a net worth of $340 million, according to The Richest.

4. Ilja Gort's nose - $5.58 million
Winemaker Ilja Gort insured his nose and sense of smell
Ilja Gort

A Dutch wine maker insured his nose and sense of smell for 5 million euro in 2008, again with Lloyd's of London.

"It is my most important asset," Gort told The Times newspaper in 2008. "A lot of people feel that winemaking is about the taste buds but we do it with the nose, in fact."

Gort runs Chateau la Tulipe de la Garde in the Bordeaux region of France.

5. Gennaro Pelliccia's taste buds - $13.3 million
U.K. chain Costa Coffee insured the taste buds of one of its workers for £10 million
Eye Ubiquitous | UIG | Getty Images

Hayleigh Curtis isn't the first food expert to have their taste buds insured.

In 2009, U.K. coffeehouse chain Costa Coffee insured the taste buds of its coffee taster, Gennaro Pelliccia, for £10 million.

In an interview with The Telegraph, Pelliccia claimed his taste buds could distinguish between thousands of different flavors in order to detect any defects with a product.

6. David Beckham's legs (and face) - $195 million
David Beckham plays during a charity football match in aid of UNICEF
Paul Ellis | AFP | Getty Images

The soccer legend had his legs insured in 2006 for £100 million (worth around $195 million at the time), which was then considered to be the largest personal insurance policy in sporting history, according to a report by Time Magazine in 2010. Due to his lucrative work in advertising and modelling, the insurance deal was believed to protect his face and good looks as well.

7. Cristiano Ronaldo's legs - $144 million
Cristiano Ronaldo
Getty Images

Another soccer star to insure his pins was Portuguese player Cristiano Ronaldo, whose legs were insured for around $144 million according to Time Magazine. In 2009, his team, Real Madrid, took out the policy to protect their investment in the player, having paid 94 million euros to Ronaldo's previous club Manchester United, according to a report by The Daily Mail. This was one of the most expensive transfer deals of all time.

8. Bruce Springsteen's voice - £3.5 million
Getty Images

The Boss reportedly has an insurance product with Lloyd's of London worth £3.5 million to protect his voice, according to the insurer's website. The insurer hasn't disclosed when the American musician took out the policy, but there are articles dating back to 1988 reporting on the subject. Springsteen has won 20 Grammy Awards and is worth $60.5 million, according to Forbes.

9. Holly Madison's chest - $1 million
Holly Madison visits at SiriusXM Studios
Robin Marchant | Getty Images

Model and TV personality told People Magazine in 2011 that she had insured her D-cup breasts with Lloyd's of London for $1 million.

"If anything happened to my boobs, I'd be out for a few months and I'd probably be out a million dollars," she told the magazine. "I thought I'd cover my assets."