For everyone else? Right now, neither candidate is proposing major tax changes.
Tax policy is one of the issues on which the two nominees differ most. Their approaches are likely to draw new attention in the wake of a New York Times report that Trump's nearly $916 million in losses in 1995, according to tax records the paper received anonymously, means he may not have paid federal income taxes for as many as 18 years.
On trade, Clinton has backed off her previous support for free trade agreements and, like Trump, now opposes the Trans-Pacific Partnership, a pact involving the U.S. and 11 other nations.
Trump has said he will spend twice as much on building and repairing roads, airports and other infrastructure as Clinton would.
On trade and infrastructure spending, Trump has taken a populist approach that jettisons Republican orthodoxy. But on taxes, his proposed tax cuts for individuals and businesses are more in line with previous Republican candidates and elected officials. After two previous tries, he provided more details on his tax plans in a speech in New York last week — although he left one key component unclear.
Clinton, for her part, is proposing to raise taxes for the wealthiest households to pay for traditional Democratic proposals such as expanding access to higher education.
"Here, at least, they fall into very much traditional Democratic and Republican proposals," said William Gale, co-director of the Tax Policy Center, a joint project of the Brookings Institution and Urban Institute.
On taxes, the two candidates remain far apart. Here are summaries of their proposals:
TRUMP: He would cut the top income tax bracket to 33 percent from its current level of 39.6 percent. Republican House Speaker Paul Ryan has made the same proposal, which the conservative Tax Foundation said would help boost after-tax income for the wealthiest 1 percent of Americans by 5.3 percent. Trump would also cap tax deductions at $200,000 per household.
CLINTON: She is proposing several tax increases on wealthier Americans, including a 4 percent surcharge on incomes above $5 million, effectively creating a new top bracket of 43.6 percent. And those earning more than $1 million a year would be subject to a minimum 30 percent tax rate. She would also cap the value of many tax deductions for wealthier taxpayers. All the changes would increase taxes in 2017 for the richest 1 percent by $78,284, reducing their after-tax income by 5 percent, according to the Tax Policy Center.
TRUMP: Would reduce the seven tax brackets in current law to three, at 12 percent, 25 percent and 33 percent. He'd also raise the standard deduction to $15,000 for singles and $30,000 for households.
CLINTON: Says she will not raise taxes on the middle class. Her current proposals would have little impact on the bottom 95 percent of taxpayers, according to the Tax Policy Center.
TRUMP: Would cut the corporate rate from its current 35 percent to 15 percent. It's unclear however, if he'd allow "pass through" corporations, which pay taxes on revenue as personal income, to claim the 15 percent rate. Doing so would cost an extra $1.5 trillion, according to the nonpartisan Tax Foundation, which supports lower tax rates.
CLINTON: Would not change the corporate tax rate.
TRUMP: Managers for private equity firms and hedge funds can classify their investment profits as "carried interest" and pay capital gains taxes on their income at rates that can be as low as half the regular income tax rate. Trump says he would eliminate the loophole, but hedge fund and private equity managers would be able to pay even lower tax rates should Trump let pass-throughs enjoy his lower 15 percent rate.
CLINTON: Would eliminate the loophole and tax carried interest as ordinary income.
TRUMP: Would eliminate the so-called "death tax" that is currently levied on estates worth more than $5.45 million ($10.9 million for married couples).
CLINTON: Would increase the estate tax to 65 percent from 40 percent and apply it to more estates, starting with those worth $3.5 million ($7 million for married couples).
TRUMP: Argues his steep cut in the corporate tax rate would end the practice of corporate "inversions," which occur when a U.S. company acquires a foreign corporation, then relocates overseas, to avoid paying U.S. corporate taxes. The U.S. corporate tax rate of 35 percent is the highest in the developed world, though many companies use deductions and other strategies to avoid paying that amount. Trump would only tax repatriated corporate money at 10 percent to incentivize businesses to bring it back into the country.
CLINTON: Would discourage inversions by making it harder for a U.S. company to classify itself as a foreign-owned to avoid U.S. taxation. She would also place an "exit tax" on companies that leave the U.S. while still keeping earnings overseas that haven't been subject to U.S. tax.
TRUMP: Wants to make child care costs tax-deductible, subject to caps based on income and the average price of childcare in a state. It would apply to stay-at-home parents as well. Would expand the Earned Income Tax Credit to benefit lower-income earners who pay little or no income tax. Current law allows parents to claim a credit of up to $6,000 for child care expenses. He'd also let families put aside money in tax-exempt accounts to pay for child care.
CLINTON: Has made several proposals intended to help limit child care expenses to 10 percent of a family's income through a combination of expanded government spending and unspecified tax credits.