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Here are the 10 most important stories for investors Thursday morning

Steven Mnuchin, U.S. President-elect Donald Trump's reported choice for U.S. Treasury secretary, speaks to members of the news media upon his arrival at Trump Tower in New York, November 30, 2016.
Mike Segar | Reuters
Steven Mnuchin, U.S. President-elect Donald Trump's reported choice for U.S. Treasury secretary, speaks to members of the news media upon his arrival at Trump Tower in New York, November 30, 2016.

A daily morning look at the financial stories you need to know to start the day.

STOCKS/ ECONOMY

-Stock futures are down after Wednesday's mixed close. Investors will listen closely to Treasury Secretary-Designate Steve Mnuchin today as his confirmation hearing begins.

STUDENT LOANS

-The federal government is suing the nation's biggest student loan operator for overcharging borrowers. And a new report shows data from the Department of Education grossly underestimated the extent of student loan defaults.

OIL/ ENERGY

-U.S.crude prices area bit higher today, hovering around the $51 level.