Chris Gledhill, founder of British challenger bank Secco, seems to think so. Like Frisch, he sees our approach to investing as having reached its third iteration: One which puts the individual at the forefront.
"It's like Television. First we had the BBC, then Sky, then YouTube. It moved from the state to corporate to individual and I think the same will happen with money and value," Gledhill told CNBC over the phone.
One of Secco's intentions, when it goes through public beta testing this summer, is to enable users to use their own individual digital currency to trade with people in their community.
"The Secco app looks a bit like Pokémon Go and allows you to trade with others and give them credit for certain attributes," said Gledhill. This could range from specific expertise to social skills to fashion sense, and would attach value to non-financial assets, he explained.
Gledhill hopes to expand this concept to allow people to invest in each other. For example, you could take a stake in a homeless person, help them to find a job, and they in turn can then repay the funding, he suggests.
"Now is the time in financial markets where you can get a return on helping people – usually it's about self-interest or screwing people over," he said.
The notion of investing in an individual for financial gain of course invites images of a dystopian future, in which simple good will is a lost concept. However, managed correctly, there is an argument to say that it could promote social cohesion and help pad out ever-diminishing public funding budgets. With a rising population and ever-more pervasive global inequality, it's certainly an asset class with room for growth.
"We're well aware that there are opportunities for this to go bad," noted Gledhill. "But if we can continue with the idea that you're valued in context we can avoid this becoming a nasty thing.
"Perhaps someday, instead of the FTSE 100, we could have top 100 minds."
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