Jim Cramer loves the public school system, but the truth is that it cannot be relied upon to teach children about money.
"If you want your children to become fluent in the language of finance, you are going to have to do it yourself," the "Mad Money" host said.
That means not waiting until after kids go to college to teach them about financial literacy. Once kids go to college, they will be bombarded by credit card offers that could seem irresistible. Credit-card debt on top of student loans could send someone into debt for decades.
"In my view, the best way to make all of this dull personal finance medicine go down is with a spoonful of stock-picking sugar," Cramer said.
Watch the full segment here: