A daily morning look at the financial stories you need to know to start the day.
-The Dow Industrials broke through the 22,000 mark soon after the open. More key earnings reports are expected, along with ADP private jobs data for July and oil inventories.
-Mortgage applications fell 2.8 percent last week even as rates remained low.
-Apple's earnings and revenues beat Wall Street expectations, sending its shares sharply higher in the pre-market and the overall tech sector higher. CEO Tim Cook also defended Apple's decision to comply with China's censorship efforts.