For a generation, gift cards have been the holiday present of last resort — the thing to buy when nothing comes to mind.
This year, however, givers have more to worry about than whether the gift card will get shoved in the back of a drawer.
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The bigger issue is whether a gift card will become worthless if it involves a retailer that filed for bankruptcy protection. The retail industry saw a rash of bankruptcy filings as it lost sales to online retailers this past year — and that could only get worse in 2018.
Some major retailers are hanging by a thread in trying to stave off bankruptcy filings. Some, like Toys R Us, have already filed and are trying to reorganize. And in the worst cases in the past year, some chains have moved directly to liquidate their businesses and close the doors.