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Here are the best places in every state to live in retirement

  • With an average Social Security benefit of $1,369 a month per person, retirees have access to $25,000 less than the median U.S. income each year.
  • GoBankingRates.com surveyed the U.S. to find the most stable, affordable spot in each state for fixed-income living.
Effects of aging retirement
Jaap Arriens/ | NurPhoto | Getty Images

Personal finance website GoBankingRates.com compiled a list of the best place in each U.S. state for retired workers to live. According to the website, the average Social Security benefit for retirees in 2017 was $1,369 a month, which adds up to $16,428 in annual benefits for single people and $32,856 for couples. That's around $25,000 less than the median U.S. household income.

"Living on a fixed income basically means you're solely or almost entirely dependent on funds like Social Security, pensions and inheritance — with little to no flexibility in the amount you're paid each month," reports GoBankingRates' Gabrielle Olya. Unstable costs, including a volatile housing market, can be especially challenging to deal with on a fixed income, she added.

If you rely mostly — or only — on a fixed income, here are the best cities, towns and rural spots across the country for you:

• Alabama: Decatur

Alaska: Palmer

Arizona: Sierra Vista

Little Rock, Arkansas
Walter Bibikow | Getty Images
Little Rock, Arkansas

Arkansas: Little Rock

California: Hanford

Colorado: Fort Collins

New Haven, Connecticut
Denis Tangney Jr. | iStock | Getty Images Plus
New Haven, Connecticut

Connecticut: New Haven

Delaware: Felton

Florida: Bradenton

Georgia: Columbus

Hilo, Hawaii
Andrea Sperling | Getty Images
Hilo, Hawaii

Hawaii: Hilo

Idaho: Twin Falls

Illinois: Champaign-Urbana

Indiana: Angola

Des Moines, Iowa
Jeremy Woodhouse | Getty Images
Des Moines, Iowa

Iowa: Des Moines

Kansas: Topeka

Kentucky: Danville

Louisiana: Lafayette

Augusta, Maine
Walter Bibikow | Getty Images
Augusta, Maine

Maine: Augusta

Maryland: Hagerstown

Massachusetts: Worcester

Michigan: Midland

Mankato, Minnesota
Denis Tangney Jr. | Getty Images
Mankato, Minnesota

Minnesota: Mankato

Mississippi: Tupelo

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Missouri: Springfield

Montana: Great Falls

Nebraska: North Platte

Ruby Crest National Recreation Trail, Elko, Nevada
Aurora Photos | Getty Images
Ruby Crest National Recreation Trail, Elko, Nevada

Nevada: Elko

New Hampshire: Berlin

New Jersey: Absecon

Albuquerque, New Mexico
Richard Cummins | Lonely Planet Images | Getty Images
Albuquerque, New Mexico

New Mexico: Albuquerque

New York: Corning

North Carolina: Fayettesville

Fargo, North Dakota
Richard Cummins | Getty Images
Fargo, North Dakota

North Dakota: Fargo

Ohio: Port Clinton

Oklahoma: Elk City

Oregon: La Grande

Little League World Series Museum, Williamsport, Pennsylvania
Education Images/UIG | Getty Images
Little League World Series Museum, Williamsport, Pennsylvania

Pennsylvania: Williamsport

Rhode Island: Providence

South Carolina: Columbia

Rapid City, South Dakota
Walter Bibikow | Getty Images
Rapid City, South Dakota

South Dakota: Rapid City

Tennessee: Morristown

Texas: College Station

Provo Utah skyline
Utah Valley Convention & Visitors Bureau

Utah: Provo

Vermont: Rutland

Virginia: Lynchburg

Washington: Wenatchee

Parkersburg, West Virginia
Adam Brier / EyeEm | Getty Images
Parkersburg, West Virginia

West Virginia: Parkersburg

Wisconsin: Watertown

Wyoming: Riverton

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