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Boost your budgeting IQ by answering these 10 questions

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Are you winging it when it comes to your finances? Do you want to start a budget but aren't sure how?

Financial experts agree that creating a budget is one of the most important things you can do to get your mind around money and take charge of your financial future. Yet many aren't doing it.

In fact, a minority of Americans budget, according to studies conducted in recent years, including a 2016 U.S. Bank survey that put the number at 41%.

To find out your budget IQ and to learn more about the best budgeting techniques, take our quiz below.

CHECK OUT: Millennials are America's largest group of homebuyers—here's how to join them via Grow with Acorns+CNBC.

Disclosure: NBCUniversal and Comcast Ventures are investors in Acorns.