In this market, how would you invest a million dollars?

Here's a sampling of comments.

Christopher Walls, of Institutional Direct Inc., watches a monitor on the floor of  the New York Stock Exchange, Tuesday, Feb. 27,  2007, in New York. Wall Street fell sharply, joining a global stock decline sparked by growing concerns that the U.S. and Chinese economies are cooling and that U.S. stocks are about to embark on a major correction. (AP Photo/Henny Ray Abrams)
Henny Ray Abrams
Christopher Walls, of Institutional Direct Inc., watches a monitor on the floor of the New York Stock Exchange, Tuesday, Feb. 27, 2007, in New York. Wall Street fell sharply, joining a global stock decline sparked by growing concerns that the U.S. and Chinese economies are cooling and that U.S. stocks are about to embark on a major correction. (AP Photo/Henny Ray Abrams)

Very conservative, half in tax free bonds, the other half in thirty-day CD's. Ready to move when the complexion of the market changes. -- Brian T., New York

“I would invest in precious metals, alternative energy, and health care. -- Sharon C., Tennessee

“I would go 50% Berkshire Hathaway, 30% municipals, 10% international growth/China and 10% QQQQ. Roy A., Florida

“I would invest in bonds, utilities, and in the foreign markets, the Far East, not only China but in Taiwan as well.” -- Margaret S., Pennsylvania

“I would invest in a diversified portfolio of mid- and large-cap U.S stocks. I would buy gradually over the next four weeks.” -- Mikey G., Connecticut

“I would invest 25% in annuities that protect the principle while earning growth tied to the S&P 500, then 25% invested in oil and gas products, stocks and mutual funds, and 25% in real estate products because land will always hold value. The last 25% would be in bonds, CDs and money markets that would give me the total protection for the future. -- Fred D., Texas

“Slower earnings periods generally trigger a flight to safety where investors begin to think they will get more out of the solid dividend paying blue-chips particularly those who provide necessity's in the market place. Companies like Procter & Gamble, Coca-Cola, Colgate-Palmolive, Clorox, consumer staples that we won't stop buying in tougher times. -- Jenny L., California

“I would be 40% cash, 20% gold ,20% trading daily, and 20% mutual funds.” -- Judy K., California

“Cash is king at this moment. When the market bottoms, beaten down blue chip large caps and the financials would be the way to go.” -- Ron K., Maryland

"This would have to be diversified. Blue chip stocks with dividends. Also, I would invest in some real estate via REITS or actual real estate, municipal bonds and some diversified bond funds and commodities, such as a gold ETF. I would probably have at least 4% in cash invested in a good money market split evenly between a tax-free money market and a regular money market. I don't know that much about foreign markets, but would use a little of cash to invest in a foreign ETF such as India or Taiwan." -- Steve W., Illinois

"I would definitely diversify putting my money in real estate, banking and natural resources." -- Rosalind H. Pennsylvania

"I would wait for the market to bottom and invest in emerging markets". -- Edwin T, NY

"I would invest 1 million dollars in stocks that favor a "cleaning up" of the environment. I believe that this will become a major issue in the coming years and these companies will stand to gain the most." Corey H., Maine

"I would mainly be short equities, especially real estate stocks, and long gold and commodities." -- Christine S., Tampa, Florida

"I believe we are in a long term precious metals bull market. So I would invest in gold and silver plays. I'd mix it up between the GLD and SLV ETF's and mining plays." -- Scott M., NY

"Large multi-national oils are the answer for the future." -- Jim B., Illinois

"I believe that real estate is where I would invest a million dollars right now. I think in the long run it is the only sure and safe bet in this market and global conditions." -- Andy M., NorthCarolina

"I would invest in stocks with good dividends, and pick good companies like Bank of America, Wachovia Bank, Citigroup and stick with energy stocks like the pipelines." -- Mary T., South Carolina

"I would put half of it in ten-year government bonds, and the other half in a 5 1/2 percent 180-day bank note. I would evaluate the market from week to week and make decisions based on evaluations." -- Bob S., Florida

"I would invest in precious metals. Gold has pulled back in the last week and now should begin it's run towards $800 an ounce. Lots of money to be made in the next year or two." -- Ted T., New Hampshire

“On the long side, I feel Ford Motor and JetBlue have been beaten up quite a bit, I feel they will recover from here, and would invest my money there. -- Randy B., Florida

“A wide diversity of solid defensive companies with good growth history is how I would investment a million dollars.” Bob W., Nebraska

"Same as usual. Long term positions in core services and products. Look for over sold bargains." -- Mark C., Ohio

"Very carefully! I think I would stick with the tried and proven and invest in those companies that fall lower than the Dow in percentage for no other reason than the Dow has fallen. I would especially stay away from anything analysts were talking about as they obviously have a different agenda and their ratings are NOT in the best interests of the individual investor." --Jerry K., Massachusetts

"In five stocks: Philip Morris, Goldman Sachs, Cisco. Lowe's Companies. Level 3 Communications." -- Bill S., Michigan

"Under my mattress. Seriously! -- Tom L., Michigan

"Since the market is down considerably and top companies are at all time or near lows, seems like you would be a fool not to invest most of it in large dividend stocks." -- David M., South Carolina

“I would Invest in natural resources (land) and Treasury notes. -- Phil K. , Vermont