Love and Money 2008

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    The number of Americans trading in marriage for cohabitation continues to rise.  So, assuming that arrangement means commitment and longevity, couples need to make sure you have an estate plan in place to avoid some very unwelcome surprises down the road. 

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    Talking about finance doesn’t have to put a damper on romance. Being open and honest about how you feel about money can be critical for developing and maintaining a healthy relationship. Here's some tips.

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    Sure times are tough, but don't let potential money problems divide you. Talk it out and consider these ways to lower your costs and pump up your savings, from mortgages to IRAs.

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    If people have trouble talking about money during the best of times, you can imagine what a deep recession can do.  Marital experts say it is important for couples who are beginning to feel the repercussions of the economic crisis  to take time to work on their relationship to ensure it will endure.

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    It’s a common dilemma for couples. Not only figuring out how much money will be needed for retirement, but also answering broader questions that will take some reflection. Where will we live? Will we work part-time? How much will we travel?

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    Partly because of the deteriorating economy, more companies than usual are participating in the annual blizzard of holiday promotions, but skeptics still warn about advertising overkill and the risks of marginal or tacky campaigns.

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    Valentine's Day  is now the third largest holiday for retailers, partly because the practice of giving gifts has been expanded to almost everyone from friends to coworkers to pets.

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    Valentine's Day is traditionally the second most popular day of the year to dine out, and the industry can expect a healthy turnout— over $1.5 billion -- this year, even if other areas are seeing a pullback.

  • married_couple_signing_200x150.jpg

    Part of the reason finances breed frustration is that we all enter relationships with our own philosophy on saving and spending, shaped for decades by family, friends and peers. While your spouse may be your ideal mate in many ways, it doesn’t mean you share his or her  spending philosophy.

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    Sure times are tough, but there's no reason money has to divide you and your spouse.  Talk it out, compromise and  improvise and you'll probably find ways to save money,  from your home to your IRA.

  • heart_money_100x75.jpg

    Despite the souring economy, the business of love is sweeter than ever.  Traffic at online dating networks and engagement auction sites is booming; even New York City is trying to get a piece of the action.

  • prenupt_100x75.jpg

    Prenuptial agreements are often associated with millionaire moguls and super celebs, but the truth is prenups are not only for the über rich and famous. In fact, people of all ages and ranges of net worth could find a lot of value in signing one before they tie the knot.

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    The Discover Card’s Third Annual Valentine’s Day Shopping Survey reveals the way to someone’s heart is through their stomach.  Here are some companies that you may love this Valentine's Day...

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    The Discover Card’s Third Annual Valentine’s Day Shopping Survey reveals the way to someone’s heart is through their stomach.  Here are more companies that you may love this Valentine's Day...

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    Part III in a series - Even more companies that you may love this Valentine's Day...

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    Romances between rich, older men and beautiful young women have gone on for centuries, but in 2008 the tables have turned–at least they did Thursday night at a Manhattan speed-dating event that sought to pair wealthy older women with younger, attractive men. 

  • CNBC personal finance correspondent Sharon Epperson shares some smart advice for couples in this excerpt from her book, "The Big Payoff: 8 Steps Couples Can Take to Make the Most of Their Money— And Live Richly Ever After."

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