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Amex Business Gold card raises welcome offer to 70,000 points—here’s how you can earn it

The Amex Business Gold card is offering a welcome bonus offer worth 70,000 Membership Rewards points. Here’s what you need to know.

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Terms apply to American Express benefits and offers. Visit to learn more.

The American Express® Business Gold Card offers a generous welcome bonus offer, allowing small business owners the chance to earn a bonus worth up to $700.

Qualifying new applicants can earn 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the first three months of card membership.

This bonus is exactly double the previous offer of 35,000 points, after meeting a $5,000 spending requirement. If you need to purchase electronics or expensive equipment, charging the purchases to the Business Gold card can help you earn the welcome bonus. Then you can use the points to offset the cost of future business trips or thank your employees with gift cards.

The rewards program is also easy to use. The two categories where you spend the most money in each billing cycle automatically earn 4X points. (The 4X points apply to the first $150,000 in combined purchases from these categories each calendar year, then 1X.)

If you’re interested in the Amex Business Gold card, check if you’re eligible to earn the welcome bonus and how you can redeem points.

American Express® Business Gold Card

On the American Express secure site
  • Rewards

    Get more rewards with 4X Membership Rewards® points on two select categories where you spend the most each month and 25% points back after you book a flight using Pay with Points (up to 250,000 points back per calendar year).

  • Welcome bonus

    Earn 70,000 Membership Rewards points after you spend $10,000 on eligible purchases within the first three months of card membership

  • Annual fee


  • Intro APR

    Not applicable

  • Regular APR

    18.49% - 26.49% variable

  • Balance transfer fee


  • Foreign transaction fee


  • Credit needed


See rates and fees, terms apply.

Who’s eligible for the Amex Business Gold card’s welcome bonus?

Amex sets eligibility rules on who can qualify for the welcome bonus. Generally, if you’ve never had the Business Gold card you have a good chance at qualifying for the offer. Here are the full terms:

The welcome offer, intro APRs, and intro plan fees are not available to applicants who have or have had this card. We may also consider the number of American Express cards you have opened and closed as well as other factors in making a decision on your welcome offer, intro APRs, and intro plan fee eligibility.

So if you’ve had the Business Gold card in the past, you can’t earn the welcome bonus. And if you’re a brand new card member, that doesn’t guarantee you’ll qualify since Amex considers how many American Express credit cards you have and other factors. Ultimately, your ability to earn the welcome bonus is decided on a case-by-case basis.

What 70,000 Membership Rewards points are worth

American Express Membership Rewards points have many uses, including statement credits, travel and gift cards. The value of points varies based on redemption method, so here are some examples of what the 70,000-point welcome bonus is worth, using Amex’s points value calculator.

  • Pay with points at checkout: $350 (Ticketmaster), $490 (all other sites, such as Amazon and PayPal), $700 (NYC Taxi)
  • Gift cards: Up to $700
  • Statement credit: $420
  • Book or upgrade travel: $490* (prepaid hotels and cruises), $700* (flights)
  • Transfer points to frequent traveler program partners: Up to 70,000 points in the partners’ program
  • Shopping with merchant partners: $350

*Note that you have to pay for travel using your Amex Business Gold card through American Express Travel to get these redemption rates.

For rates and fees of the American Express® Business Gold Card, please click here.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
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